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New articles and videos are posted on a regular basis

retire at 65

I’m 65 With $1.5M. Can I Retire and Still Leave $500K to My Kids?

November 3, 2026

avoiding the OAS clawback

I’m 61 With $2.2M. Is Avoiding the OAS Clawback Worth It?

October 21, 2026

Wait to Claim CPP?

Should You Take CPP at 61 or Wait? A $1.2M RRSP Example

October 7, 2026

Couple in their 60's with $2.1M

Spend $72K a Year in Retirement? Couple with $2.1M

September 26, 2026

What every advisor gets wrong about market crashes

What Every Financial Advisor Gets Wrong About Market Crashes

September 16, 2026

How Much Can We Expect to Spend in Retirement With a $3M Portfolio?

September 10, 2026

when should you take CPP

When Should You Take CPP? 60 vs. 65 vs. 70 Explained

July 26, 2026

TFSA in retirement

How to Use Your TFSA in Retirement: 3 Strategies Most Canadians Miss

May 31, 2026

Rogers Buyout: Should You Take the Voluntary Departure Package or Not?

May 1, 2026

The Retirement Mistakes I See Over and Over Again

March 19, 2026

Should You Withdraw From Your RRSP First in Retirement?

March 4, 2026

Stop Waiting: How to Retire 5 Years Earlier Starting Now

February 20, 2026

Retire at 60 with $1.2M: How to Make It Last

February 18, 2026

RRSP Tax Planning: How to Keep More of Your Money

January 20, 2026

The Hidden Cost of Working One More Year Before Retirement

January 6, 2026

The Best Large RRSP Withdrawal Strategy for Long-Term Wealth

December 31, 2025

How Much Do You Need to Retire Comfortably in Canada?

December 14, 2025

Retirement Regrets You Can Prevent With Better Planning

December 3, 2025

Retirement Withdrawal Strategy: Secure a Lifetime Paycheque

November 26, 2025

The Truth About Retiring With $3 Million in Canada

October 31, 2025

RRSP Withdrawal Strategy: How to Beat the OAS Clawback

October 20, 2025

Stop Overpaying Tax with a Better RRSP Withdrawal Strategy

October 10, 2025

Retire Confidently: 5 Proven Questions to Know

October 2, 2025

Tax Mistakes at 55 Canadians Make and Regret by 60

September 26, 2025

Planning to Retire at 60? What Every 55-Year-Old Should Know

September 7, 2025

kayak on lake

How This Common Tax Trap Could Ruin Your Retirement

September 2, 2025

Never Withdraw From Your RRSP Without Checking This First

September 1, 2025

Retiring With $2,000,000. How Much Can You Spend?

August 12, 2025

Want To Retire At 55? Watch THIS!

July 31, 2025

5 Signs You Should Retire Sooner Than You Think

July 17, 2025

3 RRSP Meltdown Hacks That Save Tons Of Tax!

July 8, 2025

I’m 55 With $2m Saved, When Can I Retire?

June 23, 2025

5 Retirement Tax Hacks for Canadians in 2025

June 18, 2025

How to Retire on $10,000/M In Canada

June 10, 2025

Retiree reviewing tax-efficient withdrawal plan to decide when to start CPP while implementing an RRSP meltdown strategy

RRSP Meltdown Strategy: When to Start Your CPP

May 1, 2025

reviewing your retirement plan for 2025 to ensure a tax-efficient income and confident start to retirement

Retirement Planning for 2025: 4 Steps to Take Now

April 9, 2025

investment performance after learning why active mutual funds hurt their retirement plan

Why Active Mutual Funds Hurt Your Retirement Plan

March 25, 2025

Retired couple reviewing retirement income strategies to retire 6 years sooner and maximize tax efficiency.

Retire 6 Years Sooner with a Smarter Withdrawal Strategy

March 19, 2025

Retired couple discussing RRSP withdrawal strategies to avoid costly tax mistakes and protect their retirement estate.

The RRSP Meltdown Mistake

March 12, 2025

Retired couple reviewing their retirement income strategy to improve tax efficiency and protect their estate

How to Avoid a $100,000 Hit from Retirement Tax

March 1, 2025

Couple reviewing their $4M retirement plan to avoid costly mistakes and optimize their retirement income strategy

Avoid These $4M Retirement Plan Mistakes

February 25, 2025

Checklist of six simple tips to prepare for retirement and create a tax-efficient retirement income plan

6 Easy Tips to Get Ready for Retirement

February 21, 2025

3 Proven Ways to Increase Retirement Spending Without OAS Clawbacks

3 Ways to Increase Retirement Spending Without OAS Clawbacks

February 12, 2025

Withdraw RRSP Funds Tax-Free

How to Withdraw RRSP Funds Tax-Free: A Strategic Approach

January 21, 2025

Stress Test Your Retirement Plan

How to Stress Test Your Retirement Plan for Market Downturns

December 23, 2024

Worried About Retirement

Worried About Retirement

December 16, 2024

You Need Less Than You Think to Retire

You Need Less Than You Think to Retire

December 11, 2024

Great Returns? Time to Rethink Your RRSP Meltdown!

Great Returns? Time to Rethink Your RRSP Meltdown!

December 4, 2024

Living off Dividends

Living Off Dividends: A Retirement Strategy You Need to Rethink

November 29, 2024

Avoid This Costly Retirement Withdrawal Strategy

Avoid This Costly Retirement Withdrawal Strategy

November 12, 2024

RRSP Meltdown Sweet Spot

The RRSP Meltdown Sweet Spot: Optimize taxes in retirement

November 5, 2024

Breaking Down A Subscriber's Retirement Plan

Retirement Plan: Breaking Down A Subscriber’s Plan

October 22, 2024

Retirement Co Pilot

Don’t Let These Pilots Crash Land Your Retirement

October 15, 2024

RRSP Meltdown or RRIF Minimum: Best Withdrawal Strategy?

October 8, 2024

Retirement Mistake That's Costing You

The Costly Retirement Mistake You Still Have Time to Avoid

September 30, 2024

Do This Before You Retire

The Hidden Retirement Question That Could Shape Your Future

September 17, 2024

Investment Performance vs Tax Planning

This Overlooked Retirement Mistake Could Cost You Hundreds of Thousands

September 10, 2024

Understanding Taxes on Your Retirement Income

Understanding Taxes on Your Retirement Income

September 4, 2024

The 3 Bucket Strategy

The 3 Bucket Strategy: A Simple Plan That Builds Confidence

August 30, 2024

All Your Money In RRSPs?

How to Make Tax Efficient Withdrawals from RRSPs

August 20, 2024

How Dividends Affect Your RRSP Meltdown

Retirement Tax Planning: One Portfolio Change Can Save $160K

August 13, 2024

The Cost Of Delaying Your RRSP Meltdown

The Cost of Delaying Your Retirement Withdrawal Strategy

July 23, 2024

When You Shouldn’t Meltdown Your RRSPs

When an RRSP Withdrawal Strategy Doesn’t Make Sense

July 16, 2024

3 Reasons to Meltdown RRSP

3 Reasons to Aggressively Meltdown Your RRSP

July 9, 2024

How The New Capital Gains Tax Affects Cottage Owners

How The New Capital Gains Tax Affects Cottage Owners

July 2, 2024

Optimize Your RRSP Withdrawals

How to Optimize Your RRSP Withdrawals in Retirement

June 25, 2024

4 Ways to Keep Your Kids from Squandering Their Inheritance

Inheritance Strategies: How to Help Your Kids Manage It Responsibly

June 18, 2024

Retirement Withdrawals in Go-Go Years

How to Optimize Retirement Withdrawals During the Go-Go Years

June 11, 2024

How to Avoid Giving Half Your RRSP to the CRA in Retirement

May 28, 2024

Avoid Withdrawing Funds When Your Investments Are Down

Avoid Withdrawing Funds When Your Investments Are Down

May 21, 2024

Retirement Withdrawal Strategies for Singles

Retirement Withdrawal Strategies for Singles

May 14, 2024

Time is your most valuable resource

May 3, 2024

Why Paying Less Tax Now Might Cost You More Later

April 22, 2024

Retiring with a Pension

How Having a Pension Changes Your Retirement Plan

April 11, 2024

$1.5M Portfolio?

How much can you spend in retirement with a $1.5M Portfolio?

April 9, 2024

3 Underused Tax Strategies In Retirement

3 Underused Tax Strategies In Retirement

March 19, 2024

Steer Clear of These Two Mistakes in Retirement

Steer Clear of These Two Mistakes in Retirement

March 12, 2024

Why Most Retirees Underspend In Retirement

Why So Many Retirees Struggle to Spend Their Money

February 26, 2024

Retiring at 55 with 2 Million

How to Retire at 55 with $2 Million and Live Fully

February 13, 2024

How Often Should You Make RRSP Withdrawals?

How to Stop Overpaying Taxes on RRSP Withdrawals

January 30, 2024

Tips for Withdrawing from a Large RRSP

Tips for Large RRSP Withdrawals

January 22, 2024

This Popular Retirement Strategy Might Be Costing You Thousands

January 12, 2024

Tax Mistakes Every Retiree Should Avoid

Tax Mistakes Every Retiree Should Avoid

January 8, 2024

The Best Age to Convert Your RRSP to a RRIF

The Best Age to Convert Your RRSP to a RRIF

December 22, 2023

Buying GICs At These Rates

Why Locking In a GIC Now Could Cost You Later

December 13, 2023

Investing After 60

The Easiest Way to Invest After 60: Simple, and Stress-Free

November 28, 2023

4 Ways to Calculate What You Can Spend in Retirement

How to Know What You Can Actually Spend in Retirement

November 16, 2023

Retiring Soon, Consider these 3 things

Retiring Soon? Make Sure You Get These 3 Things Right

October 26, 2023

Inflation in Retirement

How to Protect Your Retirement from Inflation

October 23, 2023

Managing Your Tax Brackets in Retirement

Managing Your Tax Brackets in Retirement

October 10, 2023

Does the CRA owe you money?

Does the CRA Owe You Money?

October 4, 2023

Tax-Efficient Retirement Withdrawal Strategies

How a Smarter Withdrawal Strategy Reduced His Tax Bill

September 23, 2023

How Much Can You Spend In Retirement?

How One Couple Turned $1 Million Into a Secure Retirement

September 15, 2023

Unlocking the TFSA Secret

The Costly TFSA Mistake Retirees Need to Avoid

September 8, 2023

Which Account Should You Pull From First In Retirement?

Which Account Should You Pull From First in Retirement?

August 29, 2023

RRSP Withdrawals Done Wrong!

How One Simple Change to RRSP Withdrawals Saves Retirees

August 25, 2023

Withdraw From RRSP Tax-Free

How Most Retirees Fail With RRSP withdrawals

August 2, 2023

Financially Helping Your Grandchildren

A Meaningful Way for Grandparents to Pass Down Their Wealth

July 18, 2023

Retirement What Ifs

Planning for the What-Ifs: How One Couple Protected Their Retirement

July 12, 2023

Reduce Retirement Stress

The Simple Strategy That Helps Retirees Feel Secure

June 14, 2023

Taking CPP Early to Invest

The CPP Dilemma: Should Future Retirees Invest Now or Wait?

May 30, 2023

What happens to your RRSPs when you retire

How to Avoid a Costly RRSP Mistake in Retirement

May 16, 2023

RRSP Withdrawals Due To Shortened Life Expectancy

How to Handle RRSP Withdrawals with a Shortened Life Expectancy

May 2, 2023

Maximize Your Government Benefits

How to Use GIS to Boost Your Retirement Estate

April 26, 2023

Can You Retire On $1 Million?

Can I Retire With $1 Million at 60?

March 28, 2023

The Hidden Benefits of Drawing Down Your RRSPs Early

March 17, 2023

Using Your Children's CGE for Tax-Free Withdrawals from Your Corporation

How to Use Your Children’s Capital Gains Exemption to Move Millions Tax-Free

March 10, 2023

Bill C-208 Part 2

How to Use Bill C-208 to Transfer Farm Assets Tax-Free

February 22, 2023

Dividends Don't Add Value

Why Dividends Don’t Actually Make You Richer

February 22, 2023

Do you need life insurance once you retire

Is Life Insurance Still Worth It in Retirement?

February 7, 2023

Unlock Big Tax Savings When Selling Your Business to Family

January 31, 2023

Avoid this retirement mistake

Avoid This Retirement Mistake

January 17, 2023

Beware of Buying Investments before the end of the year

Beware Of Buying Investments Before End Of The Year

December 19, 2022

Can You Retire on $750,000?

Can You Really Comfortably Retire on $750,000?

December 14, 2022

Extra RRSP Withdrawal

Pay Less Tax in Retirement with One Simple Year-End Strategy

December 12, 2022

Tax-Loss Selling

How to Use Tax Loss Selling to Save on Taxes

December 7, 2022

Triggering Investment Losses in a Corporation

How to Trigger Investment Losses in a Corporation the Right Way

December 1, 2022

What happens to your CPP when you pass away?

How to Protect Your Spouse’s CPP Benefits and Income

November 17, 2022

Caution When Deferring Your OAS

Should You Defer Your Old Age Security Pension?

November 8, 2022

Can You Retire On $500,000?

Can You Really Retire Comfortably on $500,000?

October 26, 2022

Can I Deduct my Advisory Fees

How to Deduct Financial Advisor Fees and Save Money

October 19, 2022

Should you wait until things look better to invest

Should You Wait Until Things Look Better To Invest?

October 12, 2022

Best Questions To Ask A Financial Advisor

Best Questions To Ask A Financial Advisor

September 23, 2022

Should You Be Using More Than One Financial Advisor?

Should You Be Using More Than One Financial Advisor?

September 6, 2022

Invest Large Lump Sum of Money Tax-Efficiently By Using Your Children

Invest Large Lump Sum of Money Tax-Efficiently By Using Your Children

September 6, 2022

Simple Tweak Saves $50,000 in Taxes

Case Study: Simple Tweak Saves $50,000 in Taxes

August 30, 2022

2 Things That Should Be In Your Corporation

2 Things That Should Be In Your Corporation

August 3, 2022

Is Now The Right Time to buy Gics?

Is Now The Right Time To Buy GICs?

August 2, 2022

Retirement Plan Leads to $900,000 in Savings

Retirement Plan Leads to $900,000 in Savings

June 24, 2022

The Bear Market Playbook

The Bear Market Playbook

June 14, 2022

Paying for Private Home Care

Private Home Care

June 8, 2022

Capital Gains Exemption for Business Owners

Capital Gains Exemption for Business Owners

May 18, 2022

Book Value vs Market Value

Book Value vs Market Value

April 28, 2022

Are you on track to retire?

Are You On Track To Retire?

April 20, 2022

Margin Account, Using a Margin Account

Using a Margin Account

April 19, 2022

First Home Savings Account

First Home Savings Account

April 13, 2022

3 Reasons Retirement Plans Fail

3 Reasons Retirement Plans Fail

March 28, 2022

3 Mistakes to Avoid in Retirement

3 Mistakes to Avoid in Retirement

March 14, 2022

AgriInvest, Withdraw

AgriInvest

March 8, 2022

Access Money From Your LIRA Account

Access Money From Your LIRA

February 7, 2022

How Is Your Investment Portfolio Taxed?

How Is Your Investment Portfolio Taxed?

December 29, 2021

Capital Dividend Account, Farm, Farmers

Capital Dividend Account

November 22, 2021

When to Incorporate

When to Incorporate A Farm?

October 18, 2021

RRSP Withdrawals

Tax-Free RRSP Withdrawals

October 1, 2021

Inflation

Why Inflation is Killing Your Investment Returns

September 20, 2021

Farm Transition

Farming & Non-Farming Children: What is fair?

September 7, 2021

Old Age Security

Don’t Lose Your O.A.S When Selling The Farm

August 31, 2021

The Farm Transfer Tax Bill

The Farm Transfer Tax Bill

June 7, 2021

Die with Zero

May 25, 2021

Cancel Your Loan Insurance

Cancel Your Loan Insurance?

May 18, 2021

Invest Tax-Free

Invest Tax-Free: MTAR Account

May 4, 2021

Farm Corporations & RRSPs (1)

Farm Corporations & RRSPs

March 29, 2021

Interview with Elaine Froese

Starting Your Farm Transition

March 11, 2021

Farmers and RRSPs

March 9, 2021

Easiest Way to Reduce Your Tax Bill

The Easiest Way to Reduce Your Tax Bill

February 10, 2021

Gifting the Farmland

Gifting the Farmland

January 25, 2021

Should I be Buying RRSPs

Should I Be Buying RRSPs?

January 11, 2021

Colin Blog Post - Beware of AMT

Beware of AMT

January 4, 2021

Colin Blog Post - Interview Does Your Spouse Qualify

Does Your Spouse Qualify?

December 23, 2020

Too much cash in the corp

Too Much Cash in Your Corp!

December 17, 2020

Multiply your Capital Gains Exemption

Let’s Multiply Your Capital Gains Exemption

November 30, 2020

Farm Retirement Planning – Option 1: Don’t Sell the Farm

October 29, 2020

Investment Ideas After You’ve Sold the Farm

September 21, 2020

The GIS Strategy How To Receive Tax-Free Income

The GIS Strategy: How To Receive Tax-Free Income

August 27, 2020

Getting the Best of Both Worlds From Your Pension

Getting The Best Of Both Worlds From Your Pension

July 22, 2020

How Commuting Your Pension Allows You To Manipulate Your Income

How Commuting Your Pension Allows You To Manipulate Your Income

July 9, 2020

Selling The Farm? Keep an Eye on Your Tax Bracket

Selling The Farm? Keep an Eye on Your Tax Bracket

July 8, 2020

Understanding The Purposed CSSB Pension Changes

Understanding the Proposed CSSB Pension Changes

June 26, 2020

Significant Changes Being Proposed to CSSB Pension

Significant changes being proposed to the CSSB pension

May 28, 2020

Financial Advice for Manitoba Hydro Employees

Financial Advice for Manitoba Hydro Employees

May 4, 2020

A Simple Formula to Calculate What Is Fair

April 15, 2020

Is Farmland a Good Investment?

February 12, 2020

How to gift wealth to your adult children

August 26, 2019

Selling the Farm

Investing after you’ve sold the farm

July 5, 2019

What happens to pension

What happens when you withdraw your pension?

March 28, 2019

Winnipeg Financial Planning

Is life insurance an investment or expense?

March 19, 2019

How much do I need to save for retirement

How much do I need to save for retirement?

December 11, 2018

Start your succession planning with the basics

December 3, 2018

Retire with debt

Can I retire if I still have debt?

November 6, 2018

Am I on Track to Retire

Am I on Track to Retire?

October 30, 2018

RRSP Withdrawal

Get the most out of your retirement savings

October 18, 2018

Retirement with Farmland

Generating retirement income from your farmland

October 16, 2018

Pension or Lump Sum

Pension or Lump Sum? How to Decide

June 26, 2018

Farm Planning

I Just Sold my Farm, Now What?

June 18, 2018

An Argument for Taking CPP Early

An Argument for Taking CPP Early

December 29, 2017

Taking Your CPP - Later

An Argument for Taking CPP Later

November 29, 2017