Retirement Planning That Takes Care Of

Your Taxes Your Income  Your Investments

Helping Canadians turn their savings into steady, tax-efficient retirement income with personalized plans, investment strategies, and ongoing support. 

Trusted by Canadians

Canadian woman enjoying her tax-efficient retirement income

We don’t dabble in retirement. We specialize in it.

It starts with a personalized plan that maps out your goals, income needs, and withdrawals. Then we align your investments to support that plan, so your savings turn into steady, tax-efficient retirement income.

 

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Our Planning Process

There’s no pressure or sales pitch. Just a clear, personalized process designed to turn your savings into tax-efficient retirement income. We don’t offer one-time plans, and we don’t manage money without a strategy.

Client Testimonials

Joanne & Cindy

Clients since 2024

We don’t have to worry about the financial side—so now we can just focus on where we want to go and what we want to do.

Pamela

Client since 2016

Planning is hard—don’t be afraid of it. Once you do it, it makes living in the present so much better.

FAQ's

What if I already have a financial advisor?

That’s common. Most of our clients came to us while working with another advisor but weren’t getting a plan, tax strategies, or clear answers. Our retirement review helps you compare what you have to what you could have.

No. We don’t believe a one-time document is enough. Our clients rely on us to help them generate steady, tax-efficient retirement income year after year

We don’t sell products or hand you a generic portfolio. Everything starts with a personalized retirement income plan, a structured portfolio to match that plan, and tax strategies—all working together to create steady, tax-efficient retirement income that supports your goals.

We’ll ask about your goals, your savings, and your current plan (if you have one). Then we’ll show you where things stand and what could be improved. No pressure. No cost.

Yes. The next generation is often a key part of creating a tax-efficient retirement income and estate planning. If you believe it would be valuable for us to support your children, we’re happy to help. It’s all part of making sure your full financial picture works together.

Marc Sabourin, CFP®, CIM®
Kevin Anseeuw, CFP®, CIM®, DBA, CPCA, EPC
Colin Sabourin, CFP®, CIM®
Matt Adams, CFP®, CIM®
Justin Baldwin
Janelle Gratton

About The Team

Creating tax-efficient retirement income is what we do. Our team of Certified Financial Planners and Portfolio Managers helps hundreds of Canadians save a significant amount in taxes throughout their retirement. If you’re wondering who you’d be working with, meet the people behind the plans.

Confidence Comes From Knowing What to Expect

Retirement gets easier when you know what’s coming, how to prepare, and who’s helping you along the way. That’s why every plan we build is personalized, every investment is aligned with your goals, and our team is always there when you need us.

A Plan That’s Just for You

Your retirement plan will be built around your goals, income needs, and lifestyle. never a one-size-fits-all approach.

Investments That Fit Your Retirement

Your investments will be structured to support your income, reduce taxes, and reflect the way you want to live.

You’ll Always Hear From Us

No chasing. No silence. When you reach out, we respond. And when something important comes up, we’ll call you first.

We don’t have to worry about the financial side—so now we can just focus on where we want to go and what we want to do.

-Joanne & Cindy

Ready To Take The First Step?

No pressure, No cost. Just a clear look at your retirement and how to improve it