Retirement is often seen as the finish line. But how you approach this milestone can make the difference between a retirement full of purpose and one filled with uncertainty.
Before you retire, there’s one question you need to ask yourself.
Am I retiring to something, or am I retiring from something?
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Retiring From Something
When people retire from something, it usually means they’re simply ready to be done with work. Over the years, I’ve had countless conversations with clients who say:
- “I’m retiring at 60 no matter what.”
- “I’ve had enough of the stress.”
- “I just want out.”
And there’s absolutely nothing wrong with that. Life is too short to keep doing something you don’t enjoy.
But if that’s your main reason for retiring, it’s worth asking a few follow-up questions:
- What will I do with my time?
- What will my days look like?
- How will I stay motivated?
- How will I stay socially connected?
Without answers to these questions, the excitement of retirement can fade quickly. This is especially true if you’re planning for a retirement that could last 20 or more years.
Retiring To Something
On the other hand, retiring to something is an entirely different experience.
There’s energy and excitement in the air. You’ve got time available, and you know what you want to do with it.
That might mean travel. It might mean golf. It could be something as simple as learning to bake sourdough bread. I don’t know why I said sourdough is simple. Mine never rises properly.
The point is, you’re waking up with purpose. You’re not just done working. You’re looking forward to what’s next.
In my experience working with over 300 retired families, I’ve noticed a clear pattern. Clients who retire to something tend to feel more fulfilled. They’re often happier, more energized, and yes, even healthier.
Final Thoughts
As you plan for retirement, don’t just focus on when you’ll leave your job. Think carefully about what you want to move toward.
Because retirement isn’t the end. It’s the start of something new.
