How did your portfolio do in 2021?

Did Your Portfolio Make 21% in ’21?

Did your portfolio make 21% in ‘21?

As you begin to receive your 2021 annual reports & statements, one of the questions you should be asking yourself is, “how did I perform in 2021?”

Understanding your rate of return is important so up can compare how you stacked up against the global equity markets. By looking at four global indices:

  • S&P 500 (USA)
  • S&P TSX (Canada)
  • MSCI EAFE (Europe, Australasia, & Far East)
  • MSCI Emerging Markets (China, Russia, Brazil, India, etc.)

We can see their 2021 performance as follows.


2021 Index Returns

2021 Index Returns




The US market led the way in 2021 with a stellar 28.71% performance.

Canada followed closely behind with a 25.09% rate of return.

Europe/Australasia had a good year finishing up 11.78%.

While Emerging Markets had a rough year posting a -2.22% rate of return.


Key takeaway

So, what is the takeaway? What can you deduce from this information?

If you had created a diversified portfolio across these indices, such as the Vanguard All-Equity Portfolio, you would have earned 21% in 2021.


2021 VEQT Returns

2021 VEQT Returns


Did you make 21% in ’21?

So, if your investments returned 21% in ‘21, great! If they were nowhere near this number, you should figure out why.

There could be multiple reasons, but I would start by asking your advisor. If they do not give you a clear answer, fire your statement off to us, and we will be able to tell you where you could make improvements moving forward.

Happy 2022 Investing!

Colin Sabourin is a Winnipeg-based investment & financial advisor with Harbourfront Wealth Management. His specialty is working with farmers who are planning to sell or transition their farms within the next 5 to 10 years. 

Disclaimer: The views expressed are those of Colin Sabourin, Certified Financial Planner, and Investment Advisor, and not necessarily those of Harbourfront Wealth Management Inc., a member of the Canadian Investor Protection Fund.