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No, there is no cost for an initial meeting. We are pleased to address any questions you may have.
Our minimum portfolio size ensures that we can offer the highest level of service and expertise to our clients.
It allows us to craft personalized investment strategies tailored to each client’s financial aspirations and risk comfort, ensuring continuous monitoring of portfolio performance and consistent communication about investments.
If our minimum account size isn’t suitable for you, we’re happy to suggest other advisors who might align better with your needs.
Over the past 25 years, we’ve completed thousands of financial plans for clients.
Our team consists of Certified Financial Planners (CFP®) and Chartered Investment Managers (CIM®).
Yes, we have agents licensed with the top insurance firms in Canada, and estate planning is available to all clients as it is a pillar of comprehensive wealth management.
No, we suggest you use a specialist to complete these tasks.
We complement the services provided by your accountant by offering specialized expertise in investment management and financial planning.
We believe in a more nuanced approach that combines a passive philosophy with active implementation to deliver superior results.
The process of moving your investment portfolio to us is straightforward. We will gather some financial information and open any investment accounts that are needed. Once the accounts are open, we will send a transfer request on your behalf to the financial institution that currently holds your portfolio.
We’ll move your investment over in-kind (as is), which means you’ll remain invested during the whole process. This won’t trigger any taxes or affect your contribution limits. Your previous institution may charge transfer fees, but we’ll be happy to reimburse those for you.
Our client assets are held with NBIN, a division of National Bank Financial, providing security and peace of mind. We are also a member of the Canadian Investor Protection Fund, ensuring automatic coverage for our clients.
We are also a member of the Canadian Investor Protection Fund, information on CIPF coverage & limits can be found here: About CIPF Coverage
Our fee structure is based on a percentage of the investments we oversee and is directly deducted from the account. Our fees are not tiered, unlike other firms. Your savings being from the first dollar as your account grows. Fees are as follows:
Your prosperity directly correlates with ours, reinforcing our commitment to your financial success.
Your fees cover everything we do for you as financial planners. This includes things like your retirement plan, tax plan, investment plan, etc. You won’t be charged an extra fee for any type of advice; it’s all included in the fee you pay for investing with us.
We do not charge a fee for transferring your investment portfolio to us.
If your previous firm charges a transfer-out fee, we will reimburse you upon presentation of the statement showing the fee paid.
Asset management fees are charged on an account basis.
Fees paid in non-registered accounts are tax-deductible according to CRA guidelines, while fees in registered accounts such as RRSPs and TFSAs are not.
Trust is paramount in any long-term relationship. We would be happy to explain our credentials, experience, and approach to investing and planning.
References and testimonials from satisfied clients are also available upon request.
Trans Canada Wealth Management operates as a wealth management practice, utilizing Harbourfront Wealth Management as its dealer.
Harbourfront provides essential infrastructure and support services, while we focus on delivering personalized financial advice to our clients.
We’re based out of Winnipeg, Manitoba.
However, we work with clients coast to coast, hence our name – Trans Canada Wealth Management.
We’re happy to help you via video conferencing if you’re not from the area.
We work with individuals and families over the age of 50 who want to delegate their retirement planning and investment needs on an ongoing basis.
Additionally, some advisors on our team possess specialized knowledge in farm and business transitioning, as well as expertise in insurance and estate planning.
