The Trans Canada Retirement Process

Guiding you through retirement

First Step

Starting with your goals, we use the Ideal Retirement Map to help guide you to your dream destination – a stress-free retirement.

All three need to be coordinated to ensure you arrive at your destination in a safe and timely manner.

Unlike many firms, we put as much emphasis on your income and tax planning as we do on your investment portfolio.

I started working with Colin back in 2015 to put together a plan. Colin has experience, is sharp, and provided me with great ideas. What I admired most, however, was his ability to organize my team of professionals (accountants & lawyers) so we could all work together on tax savings strategies that fit my personal situation.

-Roland G.

We appreciate the diversified approach to helping us manage our finances and make a cohesive plan.

-Bonnie D.

We have been clients for the past few years. We have had many meetings, and everything is always explained thoroughly. We are very impressed with the personalized professional service and advice given to us.

-Cara V.

Here's what to expect

Start: Initial Conversation

Step one in our process is scheduling an initial conversation to better understand where you’re looking to go. We’ll get to know you, your family and the path you’ve taken so far. If we determine we can help, we’ll schedule a second meeting to go over some high-level ideas to help steer you in the right direction.

In our second meeting, we’ll walk you through a presentation catered to your situation so you can learn precisely how we’d guide you to your ideal retirement. After you sign the necessary documents to become a client, we’ll start our journey to your ideal retirement while taking a few rest stops along the way.

Income

We’ll analyze your current retirement trajectory and coordinate your portfolio income with other factors like Government Pensions. This helps us identify opportunities for improvement.

We’ll ensure you have a plan to maximize your income to support a meaningful retirement. You’ll also be able to see a projection of your income throughout the entirety of your retirement.

Investments

Once we understand your purpose in retirement and maximize income to get there, we can see what your investments need to do to support your income.

 

We formulate recommendations based on the data we’ve gathered. You’ll see the strategy we outline and have the opportunity to ask questions. It’s important you feel comfortable and clearly understand everything before moving on.

Taxes

Because taxes could be your largest expense, a sound tax strategy is essential to helping you keep more of your nest egg. Our goal is to reduce what you pay as much as possible now and in the future.

 

You’ll see an analysis of what tax implications you can expect. We’ll give recommendations to optimize your plan.

Your Ideal Retirement

Congratulations, you’ve arrived!

However, plans inevitably change, life changes, and when you’re ready to move to a new destination, we’ll be there to guide you.

We’ll ensure your income, investments, and taxes all align with your new path in retirement so you can arrive at your next destination worry-free.

Nothing. Initial conversations don’t have a charge because we’re simply getting to know each other. After we present you with ideas and strategies, you can decide at that point if you’d like to become a client of Trans Canada Wealth Management.

Our fee is a % of the investments we oversee and is directly deducted from the account. We do not earn investment commissions, kickbacks, or any hidden revenue streams. 

    • 1.65% for $1,000,000 and under
    • 1.25% between $1,000,000 & $3,000,000
    • 1.00% between $3,000,000 & $5,000,000
    • 0.75% between $5,000,000 & 10,000,000
    • 0.50% on portfolios over $10,000,000 

Our mission is to help you get the most out of life with your money. To do that means we want to take as much of the planning off your plate as possible. We help clients with:

    • Retirement planning
    • Investment management
    • Tax planning
    • Estate planning
    • Insurance Planning
    • Cash flow planning

And everything else needed to ensure you feel calm (and excited) about your financial future.

We have worked with Kevin for the last 20 years and we have been very pleased with the outcome of our financial plan. They have helped us understand our goals and priorities and tailored an investment strategy for the future of our family & business. Needless to say, we are more than satisfied with their approach in keeping our investing on track. Thank-you for your excellence!

At a glance.

Your money is in good hands. 

Professional wealth managers and Certified Financial Planners® oversee your investments. While you’ll have a primary advisor you work with, we take a whole-team approach to help give you the best chance of success.

Assets are protected and insured by an independent third-party custodian for safekeeping.

Big-firm capabilities 

We’re headquartered in Winnipeg, MB, and work with clients across Canada, managing over $280 million. We pride ourselves on our out-of-the-box thinking and personalized service. You’ll never receive pre-packaged, cookie-cutter financial advice.

You’re in control

Having an experienced partner like Trans Canada in your corner helps ensure you have more visibility and control over your money than ever before. We’ll help you gather an intimate understanding of your finances.

While you can rest well knowing we’re always on watch, you’ll also have quick and easy access to your money through our online client portal

Getting started is easy

Take the first step by scheduling your initial conversation below.