Keep More of What You've Saved

You’ve seen in our videos how the right retirement income strategy can help you keep more of what you’ve saved.

If you’d like to see whether our approach is the right fit for your situation, this is where to book a quick introductory call.

It’s simply a conversation to understand your goals and answer your questions.

Book Your Introductory Call

Answer a few quick questions to see if we’re a good fit.

50+ Years

of Combined Experience

Expert Team

Certified CFP®, CIM® & CPA Professionals

500+

Families Guided Through Retirement

Hear From Families Who Trust Us

"Its customized to me, its what I want"

"We were looking for the whole package, which their team brought to the table"

"I see it before my eyes"

"Once you plan financially for your future, it makes living in the present so much better"

"I wanted someone who I could trust"

"It took a huge weight off our shoulders"

"It doesn't have to be that complicated"

"They just covered everything"

Book an Initial Call

How We Cut Your Retirement Taxes

  • It starts with mapping out your retirement picture around your goals and priorities.
  • Next comes a reliable income plan built around all your sources such as RRSPs, TFSAs, CPP, OAS, pensions, and more.
  • Then, with guidance from our portfolio managers, your investments are aligned to support your income.
  • Your taxes are minimized throughout retirement with strategies from our in-house CPA to keep more in your pocket.
  • Finally, an estate plan is created to protect your legacy and ensure your wishes are carried out.

We call this approach the Atlas System. Each step above works together to reduce taxes and help you keep more of what you’ve earned.

On their own, none of these pieces can deliver true tax-efficiency. But when combined into one coordinated system, they create a retirement plan designed to save you money year after year.

The Atlas System

Built to cut taxes and simplify retirement

The Atlas System brings every part of your retirement into one coordinated plan. Each step is personalized to you, so your taxes stay low and your retirement stays on track.

1

Kickoff Meeting

2

Income Planning

3

Investment Management

4

Tax Planning

5

Estate Planning

Before

  • Scattered investment accounts
  • No tax strategy
  • Outdated planning
  • Lack of communication

After

  • Everything managed and planned
  • Income designed around lifestyle
  • Lifelong tax strategies
  • Reviewed regularly so you stay on track

Frequently Asked Questions

Our team includes three Portfolio Managers with more than 50 years of collective experience. Your portfolio is globally diversified, tax-efficient, and structured to capture long-term returns, not chase headlines. Many of our model portfolios consistently finish in the top quartile when compared to peers with similar mandates.

Alongside strong portfolio design and experienced management, your investments are held securely through NBIN, one of Canada’s largest custodial platforms, trusted by advisors across the country.

We charge a percentage of the assets we manage, and that fee covers both investment management and financial planning — including your retirement projections, tax strategy, and ongoing advice.

Our fees are competitive and typically range between 0.70% and 1.65%, depending on the size and complexity of your household’s assets. For context, larger portfolios pay a lower rate. If you’re curious where you’d fall, we’re happy to provide a quote based on your situation.

The Atlas Planning process is typically completed within 4 to 6 weeks, but your actual time commitment is modest.

Most meetings are under 45 minutes, and our team handles the heavy lifting between sessions.

We’ve designed this process to be thorough, but not overwhelming, so you get clarity without it taking over your calendar.

Planning doesn’t end with a binder. Once your Atlas Plan is complete, we revisit the key areas of your life every year through a focused and updated review that reflects what’s changed in your world.

Annual Planning Touchpoints:

  • Start of Year: Portfolio review, TFSA contributions, cash flow updates
  • Tax Season: Tax strategy, coordinating with your accountant, return reviews
  • End of Year: Finalize income strategy and prep for the year ahead

Ongoing Support Includes:

  • Weekly financial planning videos
  • Quarterly market and planning updates
  • Client webinars and education events
  • Unlimited phone and email support

Yes. We believe family planning is essential, especially when you’re thinking about education, gifting, or intergenerational wealth transfer.

We group your adult children under your household so they benefit from our planning and investment support, and share a lower family fee.

Many clients come to us from advisors who focused on investments, with little attention paid to planning.

What sets us apart is how deeply integrated our advice is. We request CRA access to review your tax returns annually and adjust your strategies in real time to stay tax-efficient. Our planning tools factor in your income, estate goals, withdrawal needs, and more to create a personalized, forward-looking plan.

We believe great advice connects every part of your financial life, so your investment strategy works in lockstep with your tax planning, cash flow, retirement goals, and legacy.

If you're over 55

Book a 30-minute chat to see if we’re the right fit for your retirement goals.

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